The first mobile payment solution using PSD2 APIs.

Paying has never been so easy!. Save time and earn rewards.

Why InstaPay

In a time where immediacy is the new standard and your private and corporate customers expect even more added value and innovation, every bank must address significant challenges that come along with embracing open banking.

Main Features

Epiphany InstaPay comes with:

Open Banking API (PSD2)
based payment solution


Full PSD2 and
GDPR Compliance

Seamless integration
with Loyalty Systems

Additional Epiphany InstaPay features:

• Easy to integrate into existing Mobile Bank App
• Clean design and great user experience
• Reduce fraud risks in the transaction processing
• Easy to integrate with Epiphany InstaScore for real-time credit

Loyalty management for merchant and users

Easy to Integrate into existing Mobile Bank App

Great user


Get a better view
of customers spending habits

Benefits for the bank

  • Boost business growth: offer holistic payment solutions 24/7
  • Customer Retention: a truly multi-channel and user-friendly
    customer experience
  • Customer Acquisition: become more attractive for new customers,
    build value-added services like mobile P2P and much more
  • Rapid implementation and Low Internal Development Cost:
    InstaPay is ready to use and easily integrable
  • Flexible: available on cloud, on-premises, or hybrid
  • Try before you bu

Benefits for your clients

  • Convenience :  Fast and ready to use and transact
  • Ease: Easy to use and to manage all loyalty activity as well.
  • Secure: more secure than credit card transactions, strong authentication and security measures done at the point of sale, and smart phone security features on top of everything else.
  • Fast: instant payment, always available in smartphones.
  • Loyal to loyalty: loyalty points immediately updated, no extra login required



H24 Remote Support

Epiphany provides Ticket-based support and Remote support H24. The support is initiated by Customer call to a dedicated phone number or by system alert sent by the monitoring and automation. 

Join The Pilot

Ready to use solution: we are currently running a pilot with a major Italian bank, together with an international technology provider for point of sale

Would you like to learn more?
Get in touch.




Via Tortona 27
20144 (MI)
Tel. +39 02 49531750


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