Account Aggregation
A clear view of multiple accounts through a single API.

Epiphany’s Account Aggregation gives you access to extensive account data through one single API integration and the ability to deliver a wider range of personalised services:
Personal & Business Finance Management
Risk Profile & Credit Scoring
Payments Reconciliation
Give your customers a complete view of their current accounts and you will get loyalty in return. Gain awareness of the economic capabilities and preferences of your clients. Direct customer engagement to upsell and cross sell products. Real-time credit risk analysis providing instant decisioning for easy on-the-go credit lines. Create new customer experiences based on spending habits. These are just a few benefits you'll get by aggregating and categorizing account data.
Single API
Easily access the accounts data of all banks via a single API connection
Flexibility
Available as On-Premise, SaaS or PaaS solution
Coverage
Covering 95% of Italian banking market
Plug&Play
Add new connectors to bank's APIs in minutes at run time
Enrichment
Categorization engine to enrich transaction data
Compliance
Complete peace of mind with full regulatory compliance