We are Epiphany

Our vision is to ensure banks keep pace and relevance
with their customers to thrive in the open banking era.

Our mission

To deliver superior software solutions that bring together banks and 3rd parties into an ecosystem that facilitates accelerated innovation, promotes collaborations and enables them to deliver high value/ high-touch experiences. Together.

Our Story

Epiphany was established in 2016 by co-founders Paolo Spadafora and Eddy Moretti.

The name Epiphany comes from the definition James Joyce gave to the word epiphany. By an epiphany he meant a sudden spiritual manifestation, for Joyce having an epiphany designates the moment in a narrative when events, images, ideas, or any combination of these have reached critical mass and produce for the reader an explosive recognition of meaning.

At Epiphany we innovate with technology. Our philosophy is to ‘get to the point’ when you have an epiphany to innovate. We motivate our team of industry experts by surrounding them with a pleasant working environment and by sharing our extensive individual knowledge.  By working as a team and keeping them informed with what we are working on and what we are achieving, we transform creative ideas on a vision board to new product developments together as efficiently and as effectively as possible.

“Coming together is a beginning.
Keeping together is progress.
Working together is success.” 
– Henry Ford

Senior Management

Paolo Spadafora

Paolo Spadafora


Paolo has dedicated his career to creating banking systems for international clients with an innovative touch. He created Epiphany and its values.

Full profile
Eddy Moretti

Eddy Moretti


Eddy is the co-founder of Epiphany. He is the Chief Creative Officer of VICE Media and co-founder of VICELAND. At Epiphany, Eddy leads vision and strategies, thanks to his internationally recognized expertise in the sector.

Full profile
Dylan Ratigan

Dylan Ratigan


An expert in the global financial system, ran Corporate Finance globally at Bloomberg LP, and served nine years as a host and show creator at CNBC and MSNBC.

Full profile
Joanne Moretti

Joanne Moretti


She brings her unique background which cuts across the 3 key disciplines of growth; product management, marketing, sales channels and sales effectiveness.

Full profile

Partners & Memberships

IBM Logo

Market Leader in the financial industry for Infrastructure, Platforms, Cloud Computing, Software and services.

Visit website
Gartner Logo

A global research and advisory firm providing information, advice, and tools for leaders in IT, finance, legal, compliance, marketing, sales, and more.

Visit website
Red Hat Logo

An American multinational software company providing open source software products to the enterprise community.

Visit website
About Epiphany 8 | Epiphany

An independent association to establish and promote a common architectural framework for enabling banking interoperability.

Visit website
The Berlin Group

The Berlin Group consist of banks, associations and PSPs with the objective to define open and common scheme- and processor-independent standards.

Visit website
Cetif Logo

Research Center on Technology, Innovation, and Finance focuses on technological and organizational innovation in the banking and the financial industries.

Visit website
innopay Logo

Experts in digital transactions with a strong focus on Business, Technology and Regulation.

Visit website
Clever Advice Logo

Payment specialist with focus on strategy, competitive dynamics, digital transformation and regulatory issues.

Visit website


banca-popolare-sondrio logo
Sistemi informativi
Intesi logo
Preta logo
Sia Logo

Let’s talk about Digital Banking

Our team of industry experts are here to help and guide you through your digital transformation journey.

Get in Touch
Let's talk CTA