Personalized credit in real time

Powered by Epiphany’s proprietary technologies and leveraging complex machine learning algorithms, Epiphany’s InstaCredit allows banks to offer in real time customized line of credit.

And this will not only result in the ability to meet the demands of your existing customers, but will also allow you to extend your customer base, especially within expats, millennials, members of Gen Z and all those with no credit history and who could not easily get a line of credit, because of outdated traditional credit scoring models.

InstaCredit - Product image
InstaCredit - Product image

Personalized credit in real time

Powered by Epiphany’s proprietary technologies and leveraging complex machine learning algorithms, Epiphany’s InstaCredit allows banks to offer in real time customized line of credit.

And this will not only result in the ability to meet the demands of your existing customers, but will also allow you to extend your customer base, especially within expats, millennials, members of Gen Z and all those with no credit history and who could not easily get a line of credit, because of outdated traditional credit scoring models.

Features

Make it easier than ever to deliver instant customised line of credit to your customers.

Instant risk verification

Consent renewal management

PSD2 & GDPR compliant

Automated messaging

What’s in it for you?

Meet the challenges of an evolving market.

InstaCredit - General Illustration 2
  • Easy to integrate into your existing mobile bank app

  • Avoid sharing of your clients’ data and increase clients trust

  • Improves understanding of your clients’ spending habits to improve their risk profile

  • Increase volume of credit disbursed with consequent growth of revenue from interests

  • Extension of quantity and types of evaluable elements to make economic conditions of loan competitive

What’s in it for your customers?

Deliver a better service with Epiphany’s InstaCredit solution.

Instacredit - General Illustration 1
  • Personalization of credit in real time

  • Financial charges reduction thanks to the disintermediation of the credit

  • Flexibility on payment methods thanks to customized conditions

  • Access to additional products and services without impacts on their financial stability

Additional features

PSD2 - Additional features
  • Easy to integrate into existing Mobile Bank App

  • Clean design and great user experience

  • Offer instant credit on online shopping checkout

  • Easy to integrate with Epiphany InstaPay for real-time credit on POS

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InstaCredit
InstaCredit 1 | Epiphany

Personalized credit in real time

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